As a potential borrower or broker, you deserve to know where our money is coming from. Many times you will stumble into someone who proclaims to be a direct private lender, when in fact he or she is merely a front for other people and can't really make a decision.

V.R.M. Capital Corporation and V.R.M. Pension Plan Trust lend their own money.   Mind you, we sometimes borrow from private individuals, but these folks have no say in how we operate our business.   We will sometimes borrow after we have done our deal with you.   We specifically do not borrow from banks. Bankers generally think we are crazy and would tie our hands and prevent us from making creative loans..